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Understanding Funding

At CareLinc, we manage your funds with safety, transparency, and trust.

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1300 150 372

Need Help?

If you require assistance or guidance regarding government funds, please don’t hesitate to contact us or call our team. We’ll listen and resolve your queries as soon as possible.

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Who is Eligible for NDIS Disability and Aged Care?

To be eligible for these services in Australia, you must satisfy certain age, health and other criteria.
 

There are two primary government-funded programs designed to help you stay in your home longer. Your eligibility depends on your age, health requirements, and personal circumstances.

Funding for Aged Care

You must meet specific requirements to be eligible for an assessment. Among them are:

  • The degree of support required for daily duties
  • Being 65 years of age or older (for Aboriginal or Torres Strait Islander people, 50+)

Note: If you are 50 or older, have a low income, are homeless, or are in danger of becoming homeless, please visit myagedcare.gov.au or call the My Aged Care contact centre at 1800 200 422 to discuss your circumstances.

Funding for Disability Care

You must meet the following requirements to be eligible for an NDIS assessment:

  • The disability must significantly affect day-to-day functioning because of permanent and significant disability.
  • You must be between 7 and 65 years old.
  • Citizenship, permanent residency, or possession of a Protected Special Category Visa are prerequisites for eligibility in Australia.

Note: The disability must impact the person’s capacity to engage in social and economic activities.

For comprehensive details on the requirements and evaluation procedure, visit ndis.gov.au or call 1800 800 110.

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Government Funding

Federal and state-funded programmes are available to support your independence and overall well-being. Each programme has its own requirements, and your location may affect your access to certain programmes. CareLinc can assist at every stage of the application process.

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The Pathway to Support:
My Aged Care

Government-funded support starts with a registration through My Aged Care. Here is how CareLinc can guide you through the process:

Step 1

Registration & Referral

Call My Aged Care at 1300 150 372 or apply online. You can also ask your GP or a health professional to refer you directly.

Step 2

Assessment

An assessor will meet with you to discuss your health, goals, and daily needs. They use the Integrated Assessment Tool (IAT) to determine what level of help will best support your independence.

Step 3

Approval & Support Plan

You will receive a Support Plan and a “Notice of Decision.” This confirms your eligibility and the level of funding approved for your care.

  • A support plan outlining agreed goals and recommended services, and
  • A Notice of Decision, confirming your eligibility and approved support level.

If approved for funded services, you’ll receive a referral code to share with your chosen provider.

Step 4

Choosing CareLinc

Once you have your referral code, contact us. We will work with you to turn your approved plan into a personalized care schedule that respects your choices.

Home Care Package (HCP)

This is an Australian government-funded aged care program helping people live independently at home. The Support at Home Program will replace HCP from 1st November 2025.

 

Commonwealth Home Support Programme (CHSP)

If you are already living independently in your home but need basic support, you might consider this programme, funded by the Australian Commonwealth Government.
 

National Disability Insurance Scheme (NDIS)

If you are living with a permanent or significant disability,  consider the NDIS, which is funded by the  Commonwealth, State and Territory governments. This scheme is not means-tested.
 

Need help?

If you’d like to talk about your government funding options, please
call our friendly team on:

1300 150 372

We can support you throughout the all steps of the funding application process.

Private funding

You can always pay directly for your home care services if your situation allows it. If private care is your preference, you can:

  • Select the home care services you desire rather than just those covered.
  • Receive in-home care while awaiting approval of your government financing.
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Current & Future
Funding Models

Entry-Level Support (CHSP)

If you only need minor assistance such as help with cleaning, transport, or meal preparation you may be eligible for the Commonwealth Home Support Programme (CHSP). This program provides basic, flexible help as you transition toward more comprehensive care.

The New "Support at Home" Program (Commencing July 1, 2025)

The Australian government is reforming aged care to make it simpler and more transparent. The new Support at Home program will replace current models to provide better quality care and more choice for older Australians. At CareLinc, we are fully prepared for these reforms and will ensure your transition to the new system is seamless.

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Can't wait for funding? Or not eligible for government support?

You don’t have to wait to get the help you need. Many CareLinc members choose to start their services immediately via private funding while their government application is being processed. This ensures you get support right when you need it most.

Learn about Private Funding Options…

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A New Standard of Support for Older Australians

Australia’s aged care system is undergoing its most significant transformation in decades. These reforms are designed to ensure that the support you receive is not only high-quality but also easy to access and tailored to your specific needs.

At CareLinc, we fully embrace these improvements. The new Support at Home program is scheduled to commence on July 1, 2025, replacing the current Home Care Packages (HCP) and Short-Term Restorative Care (STRC) programs.

 

Key Benefits of the Reform:

 

  • Faster Access to Care: Reducing wait times so you can get the help you need when you need it.

     

  • Transparent Pricing: Clearer information on what services cost, ensuring your funding goes further.

  • Tailored Support Levels: More granular levels of support to better match your actual health and lifestyle requirements.

“Our mission at CareLinc has always been to prioritize the person behind the plan. These reforms align perfectly with our commitment to transparency, technology-driven care, and empowering our members to live their best lives at home.”

You may be interested in

Aged Care Services

We provide more than just care. We offer support with daily living, dignity, comfort, and a secure place where independence is empowered.

Private Care

CareLinc offers the best possible private care for immediate aged care support. Whether you’re looking for additional help or aren’t eligible for funding.

Home Care Packages

CareLinc offers a safe, happy, and independent environment with our Home Care Package. You get the care you need at home to maintain independence.

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It enables people aged 65 and above to receive homecare support without needing to visit a care centre.

About CareLinc

CareLinc began its journey with a single goal: enabling older and disabled individuals to live confidently and independently.

Support Coordination

The connection between you and the service providers in your NDIS plan.

Resources

Our resource page gives you simple advice to help you understand aged and disability care.

Plan Management

Admin and financial assistance to monitor your expenditures and optimise your NDIS funding.

Frequently Asked Questions

You can access funding through the Commonwealth Home Support Programme or Home Care Packages via My Aged Care. Both offer financial assistance depending on your care requirements and calculate your payments through a means test.

Capital Support for assistive technology, Capacity Building for skill development, and Core Support for everyday activities are all covered by the NDIS, which provides funding based on your specific disability requirements. Completing an evaluation and fulfilling specific requirements are eligibility criteria.

Your assets and income determine contributions to My Aged Care. Although some services, including mobility, may need minimal donations, the NDIS typically covers necessary support expenditures.

Let’s get you the right support.
What do you need?

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